Update Your Income Driven Repayment (IDR) Plan
If your income or family size has changed, you can request your IDR plan payment be recalculated to potentially
reduce your monthly payment or you can switch IDR plans at any time. This includes the SAVE (formerly the REPAYE
program), PAYE, IBR, and ICR plans.
The SAVE plan provides the lowest monthly payments of any IDR plan available to nearly all student borrowers.
Visit our Repayment Plan Evaluator to
recalculate or switch your IDR plan.