Loan Forgiveness and Discharge Programs

  • Public Service Loan Forgiveness (PSLF)

    If you work in certain public service jobs and have made 120 payments on your Direct Loans, you may be eligible to have your loans forgiven.

  • Teacher Loan Forgiveness

    If you are a teacher in a low-income school or educational service agency, you may be eligible for Teacher Loan Forgiveness.

  • Closed School Discharge

    If your school closes while you’re enrolled or soon after you withdraw, you may be eligible for discharge of your federal student loans.

  • Disability Discharge

    If you are totally and permanently disabled, learn about your options to have your student loans discharged.

  • Death Discharge

    If the borrower, or the student on whose behalf the loan was obtained, dies, the loan may be discharged.