You must have been employed as a full-time teacher for five complete and consecutive academic years, and at least
one of those years must have been after the 1997-98 academic year.
You must have been employed in a an elementary or secondary school that
- Your teaching service may qualify if the consecutive five-year period includes qualifying service performed after
the 2007-08 academic year at an eligible educational service agency.
The Teacher Loan Forgiveness application calls for consecutive, complete academic years of service for forgiveness. However, applicants
who were unable to teach during the period of the officially-declared natural disaster Hurricane Maria and/or Hurricane Irma are allowed
up to a one-year gap in service. The one-year gap in service encompasses the following timeframes:
This waiver applies for Teacher Loan Forgiveness applicants residing/working in the Commonwealth of Puerto Rico (PR) or the Virgin Islands
of the United States (VI) affected by the officially-declared natural disaster Hurricane Maria and Teacher Loan Forgiveness applicants
residing/working in the VI affected by the officially-declared natural disaster Hurricane Irma. This relief/wavier is available as part of
the enactment of the Bipartisan Budget Act of 2018, Public Law No: 115-123.