Payment Methods

You may pay by using any of the following methods:

  • Enroll in MOHELA’s Auto Debit Program to have automatic payments electronically debited from your bank account. Borrowers with federally-owned loans who apply and are approved for Auto Debit may receive a 0.25% interest rate reduction.

  • Make a one-time payment on

  • Use our automated phone system at 888.866.4352 or 636.532.0600 (for International)

  • Use your financial institution’s online bill pay service or other bill pay service provider

  • Mail a check or money order addressed to MOHELA, including your 10-digit Account Number. Your payment address may be different based upon your specific account information. Please log in or call for your payment address. Note that this payment method takes the longest for your payment to process.

  • All payments must be drawn on U.S. financial institutions and in U.S. currency.