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Financial Student Aid Official Servicer of Federal Student Aid.  
What this means to you

MOHELA Is a Servicer to Federal Student Aid

You have a network of support to help you succeed with your federal student loan repayment. Find out how Federal Student Aid partners with loan servicers to be here when you need help.

Support You Can Trust

You can visit StudentAid.gov to see a list of our trusted federal student loan servicers, all of which are fully vetted.

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  • COVID-19 Information

    Check mohela.com/covid19 for updates about student loan processing and COVID-19.

    New Message For Direct Loan Borrowers Serviced by MOHELA:

    Federal student loan flexibilities for the COVID-19 emergency have been extended at least through September 30, 2021. We are updating our website and system as quickly as possible to explain the types of relief now available for federal student loans held by the Department of Education. We appreciate your patience. Visit StudentAid.gov/coronavirus for updates.

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Register to access your loan details, account information, make your payment, learn about different repayment plans, sign up for paperless delivery and more.

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Important Features and Options

Need a Lower Payment?

There are options to lowering your payment.

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Upload Documents

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Tax Information

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Mohela Mobile App

Check out our MOHELA App


Manage your account on-the-go with the MOHELA App. You are just a click away from easy access.

Apply for Auto Debit

  • You may qualify for a .25% interest rate reduction
  • Ensure on-time payments
  • Free to apply
Learn More about Auto Debit

Go Paperless

See important account correspondence online sooner

Learn More about Paperless

Trouble making payments?

Log in to use the Repayment Plan Evaluator to compare repayment plans and choose the one that best fits your needs.

You may qualify for a $0.00 monthly payment.

Parent Tips

Explore information and ways to help your student successfully manage their student loan.

Learn More about information for parents

Account Management Tools

New to MOHELA or in Repayment, we offer several online tools to manage your account.

Manage Your Account

Re-certify my Income Driven Repayment Plan

Annual re-certification requires you provide updated income and family size information.

Re-certify Your IDR Plan

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Avoid Student Loan Scams

Payment options based on your situation

Federal Direct Loans

  • Repayment Options

  • Deferment & Forbearance

  • Forgiveness & Discharge

  • Pick a Student Loan Repayment Option external link

  • How to Repay Your Loans external link


Family Education Loan Program (FFELP)

  • Repayment Options

  • Deferment & Forbearance

  • Forgiveness & Discharge

  • Pick a Student Loan Repayment Option external link

  • How to Repay Your Loans external link


CASHLoans
(Owned by MOHELA)

  • Loan Modification

  • Deferment & Forbearance

  • Forgiveness & Discharge

  • CASHLoan Info Center


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Federal Student Loan Management

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