Public Service Loan Forgiveness


Beginning May 1, 2024 the U.S. Department of Education (ED) will transition the Public Service Loan Forgiveness (PSLF) Program from MOHELA to ED via To allow for the transition of the PSLF Program to, the processing of all PSLF documentation will be temporarily paused beginning May 1, 2024. The processing pause is expected to last into July 2024. For more information, please visit

The Public Service Loan Forgiveness (PSLF) Program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made 120 qualifying monthly payments while working full time for a qualifying employer.

Federal Family Education Loan (FFEL) program loans and Perkins loans do not qualify for PSLF. However, they may become eligible with Direct Consolidation. To learn more about consolidation visit

Visit to learn more about how to apply for PSLF or to use the PSLF Help Tool to complete your PSLF form online.