Back to Home Page

Making Payments

After you graduate college or drop below half-time enrollment and following any applicable grace period, you are responsible for making your regular monthly payments.

Payment Methods

MOHELA offers a variety of ways to make payments.

How Payments Are Applied

Learn how payments are applied and how to submit special payment instructions.

Loan Payoff

When you’re ready to pay off one or more of your student loans, learn how to calculate your payoff amount.

What Happens If I Don't Make a Payment

Learn what happens if you don’t make your payment or your payment is late.

Attention Massachusetts Borrowers

If you are struggling with your student loans, please fill out this form to get help from the State of Massachusetts Ombudsman's Student Loan Assistance Unit.