Avoid Student Loan Scams
Managing student loan debt can be overwhelming, particularly if you are struggling to make your monthly
payments. Many ‘debt-relief’ or document preparation companies offer help to consolidate, postpone, lower or even forgive your student
loan payments, often for a price. What they won’t tell you is that these same services are available to you already, free
of charge, directly by the U.S. Department of Education and MOHELA.
‘Debt-relief’ companies may charge you up-front fees and require monthly fees in exchange for their promise to deliver
services. For these fees, they may simply complete applications on your behalf that you can do for free with assistance from
There is no need to pay a third-party to complete forms or help you manage your student loan debt. MOHELA, a U.S. Department
of Education Servicer, provides customized solutions to meet your needs, free of charge.