Get to Know MOHELA

Welcome to MOHELA - the Missouri Higher Education Loan Authority - committed to excellent student loan servicing and helping families successfully repay student loans. Whether you are a student planning for college, a parent supporting your child's educational journey, or a borrower managing student loan repayment, MOHELA is here to guide you along your repayment journey.

Who We Are: MOHELA was established by the Missouri General Assembly in 1981, to assure access to higher education for students in the state or Missouri. MOHELA has over 40 years of experience in the student loan servicing industry. Our dedicated customer service team can help you manage your loans - answer any account questions, help you explore your benefits and repayment options, and process your payments.

Our Mission: At MOHELA, our commitment is to serve customers by helping ease the burden of financing higher education, by assisting in student loan repayment, and as a resource in answering your questions and providing guidance.

Services We Offer:

  • Manage Payments: Easily make payments through our secure platform, providing a convenient way to stay on top of your financial obligations. MOHELA offers several online tools to manage your account.

  • Change Repayment Plans: Explore flexible repayment options aligned with your evolving financial situation, ensuring your student loan payments fit your current circumstances.

  • Explore Options: Navigate various choices for loan management from deferment and forbearance to forgiveness programs.

  • Get Help: Whether you have questions, need assistance with your account, or require guidance on financial matters, our dedicated support team is here to assist you at every step.


We know student loans are often one of graduates' first significant financial obligations. As your student loan servicer, we are here to help answer any questions you may have, explore your benefits and repayment options, and process payments on your behalf. At MOHELA – we are here to help!

Check out our 2024 Year-in-Review! MOHELA is dedicated to helping borrowers navigate their student loans.

Image of MOHELA's 2024 Year in Review. Over 37 million borrower payments processed, over 24 million web visits, and over 3.3 million borrower customer service calls facilitated. Additionally, over $6 million was contributed towards Missouri programs that support student scholarships and grants, and contributed over $11 million in student scholarships, grants, and interest free loans through MOHELA's foundation.
Check out the Contributions MOHELA has made for Missouri!

Additional Information



MOHELA News Center

View MOHELA’s recent media releases on our News Center site.