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Committed to offering customized solutions that meet your needs.

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News & Announcements

  • Happy Holidays!

    Our offices will be closed for the holidays on:
    Wednesday, December 25: Closed
    Wednesday, January 1: Closed

    Due to the federal holidays, payments may take up to 5 business days to post to your account. This delay will not change the effective date of the payment.

  • Tax Info Coming Soon!

    Tax Information will be available in January. Once the form is available, log in to download your 1098-E.

  • Disaster Assistance

    If you have been impacted by a natural disaster, you may be able to postpone your payments. Learn More about repayment options

Trouble Paying?

We want to help. Call us for a customized solution to lower or postpone your payments. You may qualify for a repayment plan with monthly payments as low as $0.

Military

If you have served or currently serve our country, you may qualify for student loan benefits and assistance.

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Repayment Options, Loan Forgiveness & Loan Discharge

Federal Direct Loans

Repayment Plans - A variety of repayment plans are available to meet your needs, including plans based on your income and family size.

Deferment & Forbearance - Once in repayment, there may be times when you are unable to make your monthly payment. You may be eligible to postpone your payments.

Forgiveness & Discharge - In certain situations, you may qualify to have your student loan forgiven or discharged, meaning that you will no longer be required to repay some or all of your loan.


Pick a Student Loan Repayment Option external link

How to Repay Your Loans external link

Family Education Loan Program (FFELP)

Repayment Plans - A variety of repayment plans are available to meet your needs, including Income-Based Repayment, which is based on your income and family size.

Deferment & Forbearance - Once in repayment, there may be times when you are unable to make your monthly payment. You may be eligible to postpone your payments.

Forgiveness & Discharge - In certain situations, you may qualify to have your student loan forgiven or discharged, meaning that you will no longer be required to repay some or all of your loan.


Pick a Student Loan Repayment Option external link

How to Repay Your Loans external link

CASHLoans
(Owned by MOHELA)

Loan Modification - If you are experiencing hardship making your monthly payment, you may be eligible for a CASHLoan Modification.

Deferment & Forbearance - Once in repayment, there may be times when you are unable to make your monthly payment. You may be eligible to postpone your payments.

Forgiveness & Discharge - In certain situations, you may qualify to have your student loan discharged, meaning that you will no longer be required to repay some or all of your loan.


CASHLoan Info Center

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Federal Student Loan Management

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"Copyright © 2019 Higher Education Loan Authority of the State of Missouri(MOHELA). All Rights Reserved." NMLS Resource Center NMLS # 1442770
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