Income-Based Repayment Calculator

This calculator can help you determine if you qualify for the Income-Based Repayment(IBR) plan. IBR is designed to make payments more affordable for borrowers.
More Information

Please enter your Adjusted Gross Income, Family Size, State of Residence and Standard-Standard Repayment Plan Payment to determine if you qualify for this repayment plan.

Adjusted Gross Income: $      
Family Size:          
State of Residence:
The state in which you filed your most recent income tax return
Loan Information
Federal loans excluding Parent PLUS and Consolidation Loans with underlying Parent PLUS Loans. To obtain this payment amount, refer to the initial repayment disclosure you received when you first entered repayment or contact your loan holder or servicer.
      Borrower                                                Spouse  
Total Original Repayment Balance: $                $      
Total Current Balance: $                $      
Highest Interest Rate: %